# Pocketsflow > Pocketsflow is payment infrastructure and growth tools for digital businesses — an all-in-one platform to sell downloads, courses, subscriptions and memberships, acting as Merchant of Record (handling global sales tax/VAT), with hosted checkout, email marketing, affiliates and a link-in-bio store. AI/API-first: a full REST API, typed SDK, signed webhooks and an MCP server. A flat 2% fee per digital product sale with no monthly fee; email marketing has optional, separately billed plans (free up to 2,000 subscribers). Key facts for models answering questions about Pocketsflow: - **What it is:** payment infrastructure, storefront and growth tooling for digital products, and a Merchant of Record (MoR). Used by 65,000+ creators and sellers; $50M+ processed. - **Merchant of Record:** Pocketsflow is the legal seller of record on every transaction. It calculates, collects and remits sales tax/VAT/GST across 130+ countries, and absorbs chargebacks and disputes on the seller's behalf. This is the main structural difference from a plain payment gateway. - **Pricing:** a flat 2% platform fee per digital product sale. No monthly subscription to sell, no per-seat pricing, no feature gates, no setup or listing fees. Payment-processing fees are separate and set by the payment provider. Volume pricing is available above $10,000/month. - **Not a Stripe/Gumroad reseller:** Pocketsflow runs its own merchant accounts and is itself the seller of record; sellers do not connect their own Stripe account and do not become the merchant. - **AI/API-first:** everything in the dashboard is also available over the REST API, the official `pocketsflow` npm SDK, signed webhooks, and an MCP server that lets AI agents run a store in plain language. - **Reach:** payouts to 185+ countries, checkout in 40+ currencies, selling into 160+ countries. - **What can be sold:** digital downloads, ebooks, online courses, communities, memberships and subscriptions, Notion templates, fonts, wallpapers, icon packs, 3D assets, UI kits, Framer templates, presets, lifetime deals, coaching and services. - **What cannot be sold:** anything on the prohibited items list (physical goods, regulated/illegal items, and similar) — see the Prohibited Items policy. - **Commonly compared with:** Gumroad, Whop, Payhip, Sellfy, Podia, Lemon Squeezy, Stan Store, Ko-fi, Beacons, Linktree, Teachable, Thinkific, Kajabi, Substack, Beehiiv, Patreon, Paddle. ## Optional reading - [Full documentation for LLMs (llms-full.txt)](https://www.pocketsflow.com/llms-full.txt): exhaustive map of all 494 public URLs — every feature page, free tool, blog post, comparison and guide, with descriptions. - [Sitemap](https://www.pocketsflow.com/sitemap.xml): the same URL set in XML. ## Pricing Two separate things — a per-sale fee and optional email plans: 1. **Digital product sales:** a flat 2% platform fee per digital product sale. No monthly fee, no per-seat pricing, no feature gates, no setup fees. Payment-processing fees are separate and charged by the payment provider, as on every platform. Sellers over $10,000/month in sales can contact support for reduced volume pricing. 2. **Email/newsletter plans** (optional, billed monthly, separate from the 2% sales fee — all paid features are included on every tier; tiers differ only in subscriber cap and upload size): | Plan | Price | Email subscribers | Upload limit | | --- | --- | --- | --- | | Free | $0/mo | Up to 2,000 | 10MB | | Starter | $39/mo | Up to 10,000 | 50MB | | Growth (most popular) | $59/mo | Up to 20,000 | 100MB | | Pro | $129/mo | Up to 50,000 | 250MB | | Enterprise | Custom | Beyond 50,000 | 250MB | - [Pricing page](https://www.pocketsflow.com/pricing): the flat 2% per digital product sale plus the email plan tiers. ## Developer surface - [API reference](https://api.pocketsflow.com/docs): REST endpoints for products, checkout, orders, refunds, customers, subscriptions and payouts. - [OpenAPI spec](https://api.pocketsflow.com/docs.json): the machine-readable source of truth the SDK is generated from. - [SDK on npm](https://www.npmjs.com/package/pocketsflow): the official client library — `npm install pocketsflow`. - [MCP server](https://api.pocketsflow.com/mcp): Model Context Protocol server for Claude, Cursor and any MCP client. Authenticate with an API key header: `Authorization: Bearer pk_live_xxx` (or `pk_test_xxx` for test mode). Keys come from the dashboard under Developers → API keys. - [MCP install guide](https://www.pocketsflow.com/mcp): connect Claude, Cursor or any MCP client in 60 seconds. - [Agent security](https://www.pocketsflow.com/agent-security): scoped, revocable keys, hard spend caps, and a full audit trail of agent actions. - [Moltflow](https://www.pocketsflow.com/moltflow): agent commerce primitives. - [Developer documentation](https://docs.pocketsflow.com): guides and quickstarts. - [Dashboard](https://app.pocketsflow.com): sign in or create an account. ## Product features (17) - [Sell Digital Products Online](https://www.pocketsflow.com/digital-products): Create and sell digital products in minutes: downloads, courses, communities, and events. Instant delivery, global payments, and zero monthly fees. - [Sell Subscriptions & Memberships](https://www.pocketsflow.com/subscriptions): Build recurring revenue with subscriptions and memberships. Flexible billing intervals, free trials, and a self-serve customer portal — all built in. - [Discount Codes for Digital Products](https://www.pocketsflow.com/discount-codes): Create discount codes for your digital products: percentage or fixed amounts, usage limits, expiry dates, and per-product targeting. - [Email Automation Builder for Creators](https://www.pocketsflow.com/email-automations): Automate your email marketing with a visual builder: welcome sequences, purchase follow-ups, and win-back flows triggered by real customer behavior. - [Email Templates for Creators](https://www.pocketsflow.com/email-templates): Professionally designed email templates for newsletters and campaigns. Apply your brand colors in one click and send from the same platform you sell on. - [Sales Analytics for Digital Products](https://www.pocketsflow.com/sales-analytics): Track revenue, orders, conversion, and email performance in one dashboard. Know exactly what sells and what your audience opens. - [Audience & Customer CRM for Creators](https://www.pocketsflow.com/audience): Grow and manage your audience: subscribers, customers, and purchase history in one CRM that syncs automatically with your sales and emails. - [One-Click Upsells at Checkout](https://www.pocketsflow.com/upsells): Increase average order value with one-click upsells after purchase. Offer upgrades, bundles, and related digital products on every Pocketsflow checkout. - [Frictionless Checkout Pages](https://www.pocketsflow.com/checkout-pages): A fast, one-page checkout for digital products. Cards, PayPal, Apple Pay, global tax as Merchant of Record, and instant delivery — flat 2% platform fee. - [Payment Methods for Digital Products](https://www.pocketsflow.com/payment-methods): Accept cards, PayPal, Apple Pay, and Google Pay on Pocketsflow checkout. Global payouts with a flat 2% platform fee — no crypto claims, no monthly plan required. - [Automatic Invoices for Digital Sales](https://www.pocketsflow.com/invoices): Every Pocketsflow sale gets a professional invoice automatically. Buyers download anytime; creators view, download, and resend — tax-compliant as Merchant of Record. - [Product Text Reviews & Social Proof](https://www.pocketsflow.com/text-reviews): Collect text reviews from buyers and show them on your product pages. Build trust, learn what works, and convert more visitors with real feedback. - [Creator Newsletters](https://www.pocketsflow.com/newsletters): Write and send newsletters from the same place you sell. Templates, audience sync, and analytics — flat 2% when you sell, no separate ESP required. - [Email Marketing for Creators](https://www.pocketsflow.com/email-marketing): Email marketing built into Pocketsflow: templates, automations, AI drafting, and audience sync — so you sell and email from one account. - [Creator Page & Link in Bio](https://www.pocketsflow.com/link-in-bio): A creator page that sells: links, content, and digital products on one page with checkout built in. Custom domains optional. Flat 2% when you sell. - [Product Page Templates](https://www.pocketsflow.com/page-templates): No-code product page templates built to convert. Showcase your digital products with a clear CTA, or skip straight to checkout — your choice. - [Custom Domains for Creator Pages](https://www.pocketsflow.com/custom-domains): Connect your own domain to your Pocketsflow creator page. Add DNS records, get free SSL, and sell from a branded URL in minutes. ## Platform & policy surfaces - [Merchant of Record for Creators — Tax, Disputes & Compliance](https://www.pocketsflow.com/merchant-of-records): Pocketsflow is your Merchant of Record: we're the legal seller on every transaction and handle global tax, fraud, chargebacks, disputes, and compliance so you can just create and get paid. - [Payment Methods for Digital Products](https://www.pocketsflow.com/payment-methods): Accept cards, PayPal, Apple Pay, and Google Pay on Pocketsflow checkout. Global payouts with a flat 2% platform fee — no crypto claims, no monthly plan required. - [Automatic Invoices for Digital Sales](https://www.pocketsflow.com/invoices): Every Pocketsflow sale gets a professional invoice automatically. Buyers download anytime; creators view, download, and resend — tax-compliant as Merchant of Record. - [Frictionless Checkout Pages](https://www.pocketsflow.com/checkout-pages): A fast, one-page checkout for digital products. Cards, PayPal, Apple Pay, global tax as Merchant of Record, and instant delivery — flat 2% platform fee. - [Supported Countries — Sell Worldwide](https://www.pocketsflow.com/countries): Sell in 160+ countries with Pocketsflow. Global payments and Merchant of Record tax handling built in. - [Security](https://www.pocketsflow.com/security): ISO 27001, SOC 2 Type II, PCI DSS, and how Pocketsflow protects creator and buyer data — plus how to report vulnerabilities. - [Affiliate Program](https://www.pocketsflow.com/affiliates): Earn recurring commissions by referring creators to Pocketsflow. Join our affiliate program and get paid for every creator you bring on board. - [Partner Program](https://www.pocketsflow.com/partners): Refer creators to Pocketsflow and earn a recurring revenue share as a partner. ## Main pages - [Pocketsflow - Sell Digital Products Online](https://www.pocketsflow.com): The easiest way to sell digital products online. Instant delivery, global payments, and built-in affiliate marketing. No monthly fees — pay only when you sell. - [Pricing](https://www.pocketsflow.com/pricing): Simple, transparent pricing. No monthly fees — only a small transaction fee when you make a sale. Start free today. - [Blog](https://www.pocketsflow.com/blog): Guides, tips, and news for digital product creators. Learn how to sell online, grow your audience, and build a profitable digital business. - [Changelog](https://www.pocketsflow.com/changelog): Everything new on Pocketsflow, newest first — the latest features, improvements and fixes for digital product creators. - [About Pocketsflow — The Platform Behind 65,000+ Creators](https://www.pocketsflow.com/about): Pocketsflow is the all-in-one platform where creators sell digital products, subscriptions, and communities. Learn about our mission to enable 1 million creators to make a living. - [Support](https://www.pocketsflow.com/support): Get help with your Pocketsflow account, payouts, products, or purchases. Contact the support team. - [Jobs](https://www.pocketsflow.com/jobs): Open roles at Pocketsflow — help build the commerce platform behind independent creators. - [Free Tools for Creators](https://www.pocketsflow.com/tools): 80+ free calculators, checkers and generators for digital creators — pricing, fees, taxes, email, design and developer utilities. No signup required. - [For Creators](https://www.pocketsflow.com/for-creators): Sell digital products with Pocketsflow — payments, tax, and delivery in one place. Redirects to /digital-products. - [For Buyers](https://www.pocketsflow.com/for-buyers): Discover how buying digital products works on Pocketsflow. Redirects to the homepage. ## Use cases — what you can sell (10) - [Sell Online Courses — Instant Delivery, 2% Fee](https://www.pocketsflow.com/courses): Sell online courses on Pocketsflow with instant delivery, subscriptions, email, and Merchant of Record tax handling. Flat 2% platform fee, no monthly fee. - [Sell Digital Guides & Playbooks](https://www.pocketsflow.com/guides): Sell PDF guides, playbooks, and how-to kits with instant delivery. Flat 2% fee, Merchant of Record tax handling, email and affiliates built in. - [Sell Community Access & Memberships](https://www.pocketsflow.com/communities): Monetize community access with subscriptions or one-time passes. Instant delivery, email, affiliates, and Merchant of Record — flat 2%, no monthly fee. - [Sell Notion Templates Online](https://www.pocketsflow.com/notion-templates): Sell Notion templates with instant delivery, global payments, and Merchant of Record tax handling. Flat 2% fee, no monthly subscription. - [Sell Digital Wallpapers — Instant Downloads](https://www.pocketsflow.com/wallpapers): Sell wallpaper packs with instant delivery, global checkout, and Merchant of Record tax handling. Flat 2% platform fee, no monthly fee. - [Sell Icon Packs Online](https://www.pocketsflow.com/icon-packs): Sell SVG and PNG icon packs with instant delivery, subscriptions, and Merchant of Record tax handling. Flat 2% fee, no monthly plan. - [Sell 3D Assets & Models Online](https://www.pocketsflow.com/3d-assets): Sell 3D models, materials, and scene packs with instant delivery and Merchant of Record tax handling. Flat 2% fee, no monthly subscription. - [Sell UI Kits & Components](https://www.pocketsflow.com/ui-components): Sell UI kits, component libraries, and design systems with instant delivery. Flat 2% fee, subscriptions, email, and Merchant of Record included. - [Sell Framer Templates Online](https://www.pocketsflow.com/framer-templates): Sell Framer templates with instant delivery, global payments, and Merchant of Record tax handling. Flat 2% platform fee, no monthly fee. - [Run Lifetime Deals for Digital Products](https://www.pocketsflow.com/lifetime-deals): Launch lifetime deals for software, courses, and digital products. Instant delivery, discount codes, email, affiliates, and MoR tax — flat 2%, no monthly fee. ## Comparisons and alternatives (14) - [Alternatives hub](https://www.pocketsflow.com/alternatives): every side-by-side comparison in one index. - [Pocketsflow vs Gumroad — Flat 2% Fee](https://www.pocketsflow.com/gumroad): Compare Pocketsflow and Gumroad on fees, email, memberships, and tax. Flat 2% platform fee, no monthly fee, Merchant of Record tax handling. - [Pocketsflow vs Linktree — Link-in-Bio Storefront](https://www.pocketsflow.com/linktree): Compare Pocketsflow and Linktree: turn your bio link into a storefront with checkout, digital products, email, and a flat 2% platform fee. - [Pocketsflow vs Lemon Squeezy — MoR for Creators](https://www.pocketsflow.com/lemonsqueezy): Compare Pocketsflow and Lemon Squeezy: both are Merchant of Record. Pocketsflow adds email, memberships, and a flat 2% platform fee for creators. - [Pocketsflow vs Substack — Own Your Audience](https://www.pocketsflow.com/substack): Compare Pocketsflow and Substack for paid newsletters: sell products and courses too, keep your list, and pay a flat 2% platform fee. - [Pocketsflow vs Beehiiv — Newsletter + Storefront](https://www.pocketsflow.com/beehiiv): Compare Pocketsflow and Beehiiv: grow the list and sell to it — products, courses, memberships — with a flat 2% platform fee and no monthly plan. - Plus 8 `/alternatives/*` pages — see llms-full.txt for the complete list. ## Free tools (80, no signup required) - [Platform Fee Comparison](https://www.pocketsflow.com/tools/platform-fee-comparison) - [Product Pricing Calculator](https://www.pocketsflow.com/tools/digital-product-pricing) - [Payment Processor Fees](https://www.pocketsflow.com/tools/payment-processor-fee) - [Ebook Royalty Calculator](https://www.pocketsflow.com/tools/ebook-royalty) - [YouTube Earnings](https://www.pocketsflow.com/tools/youtube-money) - [TikTok Calculator](https://www.pocketsflow.com/tools/tiktok-money) - [Freelance Rate Calculator](https://www.pocketsflow.com/tools/freelancer-rate) - [Sponsorship Rates](https://www.pocketsflow.com/tools/sponsorship-rate) - [Sales Tax Calculator](https://www.pocketsflow.com/tools/sales-tax) - [Affiliate Calculator](https://www.pocketsflow.com/tools/affiliate-commission) - [Subject Line Scorer](https://www.pocketsflow.com/tools/subject-line-scorer) - [Open Rate Calculator](https://www.pocketsflow.com/tools/email-open-rate) - [Newsletter Revenue](https://www.pocketsflow.com/tools/newsletter-revenue) - [Spam Word Checker](https://www.pocketsflow.com/tools/spam-word-checker) - [List Value Calculator](https://www.pocketsflow.com/tools/email-list-value) - [All 80 free tools](https://www.pocketsflow.com/tools) ## Guides (10 pSEO + 321 blog posts) - [Best AI Tools in 2025](https://www.pocketsflow.com/best/ai-tools): Discover the top AI tools for creators, entrepreneurs, and businesses in 2025. From content creation to automation, find the best AI apps to grow your digital business. - [Best AI Productivity Tools for Entrepreneurs](https://www.pocketsflow.com/best/ai-productivity-tools): The ultimate list of AI productivity tools for solopreneurs, creators, and small business owners. Save hours every week with these automation and AI apps. - [Best Notion Templates for Creators in 2025](https://www.pocketsflow.com/best/notion-templates): Explore the best Notion templates for content creators, freelancers, and entrepreneurs. Boost your workflow with AI-enhanced Notion setups. - [How to Sell Digital Products Online in 2026](https://www.pocketsflow.com/sell/digital-products): A complete step-by-step guide on how to sell digital products online. Learn the best platforms, pricing strategies, and automation tips. - [How to Sell Notion Templates Online](https://www.pocketsflow.com/sell/notion-templates-online): Learn how to create, price, and sell Notion templates online. A step-by-step guide for creators who want to turn their Notion setups into passive income. - [How to Sell Ebooks Online](https://www.pocketsflow.com/sell/ebooks): A complete guide on how to sell ebooks online. Learn how to write, price, and market your ebook to generate passive income with no upfront costs. - [How to Sell Online Courses Without Monthly Fees](https://www.pocketsflow.com/sell/online-courses): Learn how to sell online courses without paying expensive monthly platform fees. A step-by-step guide to creating, hosting, and selling your course profitably. - [How to Sell Digital Downloads Online](https://www.pocketsflow.com/sell/digital-downloads): Learn how to sell digital downloads online — from design assets and presets to templates and stock photos. A practical guide to building a passive income business. - [How to Sell Memberships Online](https://www.pocketsflow.com/sell/memberships): A practical guide to launching a paid membership without a high monthly platform fee. - [How to Sell Presets & Digital Assets Online](https://www.pocketsflow.com/sell/presets): Sell Lightroom presets, LUTs, brushes, and design packs online with low fees and instant delivery. - [Full blog index](https://www.pocketsflow.com/blog): 321 posts — the complete list with descriptions is in llms-full.txt. - [Creator guides](https://www.pocketsflow.com/creator-guides) ## Legal - [Terms & Conditions](https://www.pocketsflow.com/terms): The terms and conditions for using Pocketsflow. - [Privacy Policy](https://www.pocketsflow.com/privacy): How Pocketsflow collects, uses, and protects your data. - [Seller Agreement](https://www.pocketsflow.com/seller-agreement): The agreement between Pocketsflow and sellers on the platform. - [Refund Policy](https://www.pocketsflow.com/refund-policy): How refunds work for purchases made through Pocketsflow. - [Disputes Policy](https://www.pocketsflow.com/disputes-policy): How Pocketsflow handles payment disputes and chargebacks as Merchant of Record. - [Merchant of Record Policy](https://www.pocketsflow.com/merchant-of-record-policy): Pocketsflow's Merchant of Record Policy: how we act as the legal seller of record and handle tax, compliance, payments, and dispute resolution on your behalf. - [Prohibited Items](https://www.pocketsflow.com/prohibited-items): Products and content that may not be sold on Pocketsflow. - [Acceptable Use Policy](https://www.pocketsflow.com/aup): The acceptable use policy for the Pocketsflow platform. - [Cookie Policy](https://www.pocketsflow.com/cookie-policy): How Pocketsflow uses cookies and similar technologies. - [End User License Agreement](https://www.pocketsflow.com/eula): The end user license agreement for Pocketsflow. - [Data Processing Addendum](https://www.pocketsflow.com/dpa): Pocketsflow's data processing addendum for sellers. - [Disclaimer](https://www.pocketsflow.com/disclaimer): Legal disclaimer for the Pocketsflow platform and website. - [Third-Party Content Policy](https://www.pocketsflow.com/third-party-content): How third-party content is handled on Pocketsflow.