Pocketsflow
Flag of Morocco

Sell online from Morocco and get paid.

A complete guide to selling courses, templates and coaching to buyers in Morocco, Europe and the rest of the world, and withdrawing to your Moroccan bank account. No Stripe account needed.

Per sale
4.7% + $0.30
To sell
$0 a month
Paid to
MA bank or crypto
Buyer tax
Filed for you

Create your store and your first product

Sign up free, pick your store name (it becomes yourname.pocketsflow.com) and add a product. An ebook, a template, a preset pack, a course, a coaching call or a membership all go through the same checkout.

Upload the file or write the lessons, add a cover and a short description, and set a price. There is no monthly fee to sell, so a store with no sales costs nothing.

  • A product name that says what the buyer gets
  • A cover image and one or two preview images
  • A price in US dollars (buyers see it in their own currency)
  • Your file, course or booking link

Price it for buyers everywhere

Set one price in dollars. A buyer in the US, the UK or Morocco sees it in their own currency at checkout, and their VAT, GST or sales tax is added on top. A buyer in Morocco pays 20% VAT; Pocketsflow, as Merchant of Record, collects it and files it, so it never comes out of your share.

Want a lower price at home than abroad? Fair prices by country (Growth plan) set a discount for buyers in the countries you choose, so a local buyer can afford it while a buyer in London pays full price.

Verify your identity

In the dashboard, open Payouts and start identity verification. Live payouts wait for it, so do it before your launch, not after your first sale.

Use your legal name exactly as it appears on your ID and on your bank account. A mismatch is the most common reason a payout is held.

  • A government photo ID, as the verification screen asks
  • Your home address
  • A phone you can receive a code on
  • If you sell as a company: its registered name and details

Add where you get paid

Once you are verified, add a bank account in Morocco or a crypto wallet. Your payout country decides the currency you are paid in and the bank details the form asks for (the table below).

New sales sit in a pending balance for a short holding period that covers refunds and disputes, then become available. Withdraw daily, weekly, monthly or when you ask, and every payout comes with a receipt for your records.

What the payout form asks for, for a bank account in Morocco
FieldWhat to enterLooks like
Account numberYour 24-digit RIB, or the IBAN built from itMA64 0115 1900 0001 2050 0053 4921
SWIFT / BICYour bank's SWIFT code for incoming international transfersABCDMAMC
Branch or bank codeThe bank and branch code from your RIB, if the form asks for itAs your bank lists it
Account holderExactly the name on your CIN or passport and your verificationYour legal name

Share your link and make your first sale

Your store and every product have a link you can put in your bio, a WhatsApp status, a post or an email. Buyers pay by card, Apple Pay or Google Pay, and the sale shows up in your dashboard with its fee and tax broken down.

Run a test before you announce it: a 100% discount code lets you buy your own product and see exactly what a buyer receives.

Where a $20 sale’s money goes.

One sale, start to finish. The buyer’s tax is added on top of your price and never counted as your earnings; the fee is the only thing taken from your share.

  1. $20A buyer anywhere pays your pricein their currency, plus their own tax
  2. Tax filedPocketsflow files the buyer's tax20% VAT for a buyer in Morocco
  3. −$1.24One fee, 4.7% + $0.30processing and tax handling included
  4. $18.76Lands in your balancepending, then available
  5. MADWithdrawn to a bank in Moroccoor to a crypto wallet

What you keep, compared.

Fifty sales of a $20 product in a month. On Pocketsflow you keep $938, against $831 on Gumroad. Stan’s $29 plan is charged whether you sell or not, which is what hurts most while you are starting.

What you keep from 50 sales of $20
$0$200$400$600$800$1kPocketsflowGumroadLemon SqueezyStan
What you keep from 50 sales of $20
PointYou keep
Pocketsflow$938
Gumroad$831
Lemon Squeezy$914.50
Stan$916.50

Source: $20 product, 70% of buyers outside the US, no subscription. Fees from each platform's published pricing (checked November 2, 2026); the same math as the fee calculator.

Monthly fees as your sales growPocketsflowStan
$0$50$100$150020406080100
Monthly fees as your sales grow
PointPocketsflowStan
0$0$29
10$12.40$39.90
20$24.80$50.80
30$37.20$61.70
40$49.60$72.60
50$62$83.50
60$74.40$94.40
70$86.80$105.30
80$99.20$116.20
90$111.60$127.10
100$124$138

Source: Sales per month on the x-axis. $20 product, 70% of buyers outside the US, no subscription. Fees from each platform's published pricing (checked November 2, 2026); the same math as the fee calculator.

Fee as a share of one sale, by pricePocketsflowGumroad
0%10%20%30%$5$10$15$20$25$30$35$40$45$50
Fee as a share of one sale, by price
PointPocketsflowGumroad
$510.8%29%
$107.7%20.9%
$156.7%18.3%
$206.2%16.9%
$255.9%16.1%
$305.7%15.6%
$355.6%15.2%
$405.5%14.9%
$455.4%14.7%
$505.3%14.5%

Source: One sale at each price. Gumroad direct sales: 10% + $0.50 plus card processing (2.9% + $0.30). 70% of buyers outside the US, no subscription. Fees from each platform's published pricing (checked November 2, 2026); the same math as the fee calculator.

Getting paid in Morocco, compared.

How each platform pays a creator based in Morocco, and what one $20 sale costs. Every outside fact links to where we read it.

PlatformHow you get paid in MoroccoCost to sell
PocketsflowA bank account in Morocco or a crypto wallet, no Stripe or PayPal account needed.Pocketsflow docs: payouts4.7% + $0.30No monthly feePocketsflow docs: fees
GumroadPays Moroccan bank accounts in MAD (by IBAN).Gumroad source: MoroccoBankAccount10% + $0.50plus card processingGumroad help: fees
StanYou connect Stripe or PayPal to get paid. On Stripe’s availability page, Morocco is not listed as a supported country.stripe.com/global (Nov 2, 2026)$29 a monthplus card processingStan pricing (Jul 22, 2026)

Comparing in more detail? See Pocketsflow vs Gumroad, Pocketsflow vs Stan or run your own numbers in the fee calculator.

Find your first buyers.

  • 01

    Sell in French, Arabic and Darija

    Write the product page in the language your audience follows you in. A buyer in France or Belgium pays in euros with their VAT added at checkout.

  • 02

    Instagram and TikTok

    Short videos that teach one step of the course, with the link in your bio. Reply to comments with the checkout link, not a DM price.

  • 03

    Price for Europe and for home

    Set your price for buyers in Europe, then use fair prices by country to give buyers in Morocco a lower price.

Tax, in plain words.

On the buyer's side there is nothing to do: Pocketsflow is the Merchant of Record, so the 20% VAT a buyer in Morocco pays, and the tax of every other country, is collected and filed by us.

What you earn is your income. Many solo creators register as an auto-entrepreneur; ask an accountant which status fits your sales, and keep your payout receipts and the order export.

This is general information, not tax advice. How Pocketsflow handles buyer tax is in the Merchant of Record page.

Questions creators in Morocco ask.

Do I need a Stripe or PayPal account to sell from Morocco?

No. Pocketsflow takes the payment, handles the tax and pays you through its payouts provider. You verify your identity once, then withdraw to a Moroccan bank account or a crypto wallet.

Can buyers in Europe pay me in euros?

Yes. Buyers pay in their own currency by card, Apple Pay or Google Pay, with their country's VAT added at checkout. Pocketsflow collects and files the VAT as Merchant of Record.

What does it cost?

No monthly fee to sell. Each sale costs 4.7% + $0.30, card processing and tax handling included, so a $20 sale leaves you $18.76 before any refund or dispute.

What bank details do I need?

Your RIB (24 digits) or the IBAN built from it, your bank's SWIFT code, and the account holder name exactly as on your ID.

Do I need a company?

No. You can sell as an individual and verify with your own ID. If you sell under a company, choose “business” on the Payouts page so payouts go to the company account.

Start selling today.

Sell your first product in minutes, keep more of every sale, and let the AI you already use run the busywork.

Or start from the AI you already use