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Pocketsflow

Sell morePayment Methods

Payments buyers already trust.

Buyers pay the way they already do: cards, Apple Pay and Google Pay, PayPal, and the local methods of their country, with prices shown in their own currency. You never open a merchant account, and payouts arrive on the schedule you pick.

You can use your current AI to see how your buyers pay.

Sign in, click Allow. No API key.
Settings, Checkout: account currency USD, charge in the buyer's local currency switched on, card statement name NORTHLIGHT STUDIO, and the 3D Secure policySettings, Checkout: account currency USD, charge in the buyer's local currency switched on, card statement name NORTHLIGHT STUDIO, and the 3D Secure policy
Charge buyers in their own currencyLocal currency on, your name on the card statement, 3D Secure your way.
estimated per sale, no monthly fee
4.7% + $0.30
countries where people use Pocketsflow
160+
payout schedules: daily, weekly, monthly, manual
4
merchant accounts to open
0

// local currency

Every buyer pays in their own money.

A buyer in Tokyo sees yen, one in Stockholm sees kronor, and each checkout adds the tax of their country. Your catalog and your payout stay in your account currency.

  • Prices converted to the buyer's currency
  • Cards, wallets, PayPal and local methods
  • Tax added for the buyer's country, handled for you
// Illustrative sales from our demo creators

// inside pocketsflow

See how it works in the dashboard.

01Payment method on every orderCard brand and last four, 3D Secure, risk score and billing address.
Order detail for a $108.25 paid order: customer paid $108.25, sales tax $8.25 collected and remitted, total deductions $5.00 itemized as Pocketsflow platform $1.90, payment infrastructure fee $2.40, tax handling $0.40 and dispute prevention $0.30, you receive $95.00; card Visa 4242, fraud risk 6/100 and billing addressOrder detail for a $108.25 paid order: customer paid $108.25, sales tax $8.25 collected and remitted, total deductions $5.00 itemized as Pocketsflow platform $1.90, payment infrastructure fee $2.40, tax handling $0.40 and dispute prevention $0.30, you receive $95.00; card Visa 4242, fraud risk 6/100 and billing address
02Connect payouts onceYour payout address and the account that receives your money.
Settings, Payments: payout address (Austin, TX 78701, United States) and the payouts account cardSettings, Payments: payout address (Austin, TX 78701, United States) and the payouts account card
03Tax handled with the paymentPocketsflow collects and remits eligible tax on each sale.
Settings, Taxes: tax collection set to Pocketsflow collects and remits tax, prices shown with tax added at checkout, and the business addressSettings, Taxes: tax collection set to Pocketsflow collects and remits tax, prices shown with tax added at checkout, and the business address
04Disputes handled with youA chargeback shows on the order with its status and risk details.
Order detail for a disputed $163.90 course order: Dispute opened status, sales tax $14.90, itemized deductions, you receive $141.70, Mastercard 0027 and a 58/100 fraud risk with signals: new card on file, billing country does not match card, no prior ordersOrder detail for a disputed $163.90 course order: Dispute opened status, sales tax $14.90, itemized deductions, you receive $141.70, Mastercard 0027 and a 58/100 fraud risk with signals: new card on file, billing country does not match card, no prior orders

// more screens

// use cases

However your buyers pay.

  • Cards worldwide

    Visa, Mastercard, American Express and other major cards.

    Notion Business OS$59

  • One tap on phones

    Apple Pay and Google Pay appear on supported devices and browsers.

    Icon Pack, 1,200 icons$29

  • PayPal buyers

    Connect your PayPal merchant account to add a PayPal button.

    Brand Kit Templates$59

  • European buyers

    iDEAL in the Netherlands, Bancontact in Belgium, SEPA and more.

    Lightroom Presets Vol. 2€36

  • Brazilian buyers

    Pix and other local methods where supported.

    Freelance Contract KitR$ 240

  • Subscriptions

    The saved card renews automatically, with retries when it fails.

    Pro Membership$19.99 / month

// how it works

Live in four steps.

  1. Connect payouts

    Add your payout account once in Settings, Payments. No gateway or merchant account.

  2. Methods turn on

    Cards, wallets and local methods show automatically to buyers who can use them.

  3. Add PayPal if you like

    Connect a PayPal merchant account to show a PayPal button at checkout.

  4. Get paid

    Pick daily, weekly, monthly or manual payouts, and download receipts for each one.

// ai

Or just ask your AI.

Connect Claude, ChatGPT, Codex, Grok, Cursor or any MCP client once. Then ask in plain words, and every change lands in your dashboard.

ChatGPT · Phone

Things to ask

  • Which countries are my buyers in this month?list_orders
  • Open a checkout link I can send to a buyer in Europecreate_checkout_session
  • Refund the duplicate order from todaylist_orders · create_refund
  • Show the details of order 1153get_order
  • List refunds from the last 30 dayslist_refunds
  • Who are my top customers by spend?list_customers

// included

Everything included.

  • Visa, Mastercard, American Express and more
  • Apple Pay and Google Pay on supported devices
  • PayPal with your connected merchant account
  • iDEAL, Bancontact, SEPA, Pix and other local methods
  • Prices shown in the buyer's local currency
  • 3D Secure settings in Settings, Checkout
  • Fraud screening and a risk score on each order
  • Chargebacks handled as Merchant of Record
  • Refunds to the original payment method
  • Daily, weekly, monthly or manual payouts
  • Payout receipts to download
  • Available and pending balances per currency

// why pocketsflowWhy sellers pick Pocketsflow.

  • No merchant account

    Connect your payout account once and start selling.

  • Higher conversion abroad

    Local methods and local currency for buyers who would not pay by card.

  • Fraud and disputes handled

    Screening, 3D Secure and chargeback handling come with every sale.

  • One fee for all methods

    4.7% + $0.30 estimated per sale, itemized on every order.

// connect

It's easy. Even your AI can do it.

Add Pocketsflow to the AI you already use, sign in and click Allow access. No API key, no code.

  1. Paste into your AI app
    api.pocketsflow.com/mcp
    It's a connector address, not a web page.
    01

    Add Pocketsflow

    Paste the server URL as a connector in your AI app.

  2. 02

    Sign in and allow

    Your AI opens Pocketsflow. Click Allow access.

  3. 03

    Ask for anything

    Products, orders, refunds, emails, in plain words.

import { Pocketsflow } from "pocketsflow";

const pf = new Pocketsflow({
  apiKey: process.env.POCKETSFLOW_API_KEY,
});

// A one time product. Use subscriptionOffers.create() for plans.
const product = await pf.products.create({
  name: "Pro license",
  price: 49,
});

// A hosted checkout for that product.
const session = await pf.checkout.create({
  productId: product._id,
  successUrl: "https://example.com/welcome",
  customerEmail: "buyer@example.com",
});

// Send the buyer to session.url. Payment, tax, and delivery
// are handled; order.completed fires to your webhook.
redirect(session.url);

Open a checkout with one call.

Create a checkout, attach a product, and let Pocketsflow handle the transaction lifecycle: payment, tax, delivery, and the receipt.

Every resource is an HTTPS endpoint under one base URL with Bearer API keys. Live and test keys are scoped to their own data; the OpenAPI spec is served at /docs.json.

npm install pocketsflow

// faq

Common questions.

Which methods can buyers use?

Major cards, Apple Pay and Google Pay on supported devices, PayPal when you connect a PayPal merchant account, and local methods such as iDEAL, Bancontact, SEPA and Pix in the countries that support them.

Do buyers pay in their own currency?

Buyers see the price in their local currency at checkout. Your catalog stays in your account currency, and so does your payout.

Do I need my own payment processor account?

No. Connect your payout account once and Pocketsflow handles the payment stack as Merchant of Record. Only PayPal needs your own PayPal merchant account.

When do I get paid?

Choose daily, weekly, monthly or manual payouts. Recent sales sit in a pending balance before they become available, and every payout has a receipt you can download.

Where can I receive payouts?

Bank accounts in supported countries, and PayPal in its supported countries. See the countries page for the full list.

What does it cost?

No monthly fee and no setup fee. Each sale carries one itemized transaction cost, 4.7% + $0.30 estimated (about $5.00 on a $100 sale), covering the platform, payment infrastructure, tax handling and dispute prevention. Above $10,000 a month in sales, talk to us about reduced fees.

Who handles sales tax and VAT?

Pocketsflow is the Merchant of Record. By default it calculates, collects and remits eligible sales tax and VAT on every sale, handles fraud checks and chargebacks, and sends the buyer an invoice. You can also choose to remit tax yourself in Settings, Taxes.

Can my AI do this for me?

Yes. Add the Pocketsflow MCP server to Claude, ChatGPT, Codex, Grok, Cursor or any MCP client, sign in and click Allow access. No API key. Your AI can then create products, set prices and discounts, open checkouts, read orders and send emails, and every change shows up in your dashboard.

Start accepting payments today.

Sell your first product today, and let the AI you already use run the busywork.

Or start from the AI you already use